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Privacy Policy

Last Updated: May 1, 2024

Denali Benefits, Inc. ("Denali", "us", "we", "our") respects your privacy. This Privacy Policy explains how we collect, use, protect, and share your personal information when you use our website at ("Website") or interact with our insurance brokerage services.

1. Information We Collect

Contact Information: Name, address, phone number, email address.

Financial Information: Income, assets, account numbers (if relevant to secure insurance coverage).

Health Information: Medical history, health conditions, beneficiary information (as needed for insurance policies).

Demographic Information: Age, gender, marital status, etc.

Website Usage Data: Browsing behavior, pages visited, IP address.

2. How We Collect Your Information

Directly from You: When you fill out forms, request quotes, communicate with us, or purchase insurance policies through our brokerage.

From Insurance Carriers: During the process of comparing policies and securing coverage on your behalf.

Through Cookies and Similar Technologies: To analyze website usage and improve services.

3. How We Use Your Information

Provide Insurance Brokerage Services: To help find suitable insurance policies, process applications, manage policies, and assist with claims.

Communicate with you regarding: quotes, policy updates, and renewals, and answer your inquiries.

Marketing and Promotional Purposes: To inform you about relevant products or services (with the option to opt-out).

Improve Our Website and Services: To analyze usage and personalize your experience.

Comply with Legal Obligations: To meet regulatory requirements, respond to subpoenas, or defend legal claims.

4. Sharing Your Information

Insurance Carriers: To obtain quotes, place policies, and administer coverage.

Service Providers: Companies supporting our operations (e.g., IT services, marketing agencies).

Legal Compliance: As required by law, court order, or other legal processes.

Business Transactions: In the event of a merger, acquisition, or sale of assets.

5. Your Privacy Choices

Opt-Out of Marketing: You may opt-out of promotional communications by following the unsubscribe instructions in those emails.

Cookie Controls: Adjust your browser settings to manage cookies, but this may affect Website functionality.

California Residents: You have additional rights under the CCPA. Please refer to our CCPA Notice (if applicable).

6. Security Measures

We implement reasonable technical, administrative, and physical safeguards to protect personal information from unauthorized access, use, or disclosure. However, no security measure is perfect.

7. Children's Privacy

Our Website is not intended for children under the age of 13. We do not knowingly collect personal information from children without parental consent.

8. Updates to this Policy

We reserve the right to modify this Privacy Policy. Updates will be posted on our Website with the "Last Updated" date revised. Your continued use of the Website constitutes acceptance of any changes.

9. Contact Us

For questions or concerns regarding this Privacy Policy, please contact service@denalibenefits.com.

Important Considerations:

GLBA Compliance: Ensure your policy adheres to the Gramm-Leach-Bliley Act's specific notice and opt-out requirements.

State-Specific Laws: Certain states have stricter privacy laws that may require additional disclosures.

CCPA Compliance: If you do business in California, consider creating a separate CCPA notice outlining the specific rights of California residents.

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